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	John E. Otto, CLU, LUTCF, President, entered the insurance business in 1977 as a group representative for The Travelers Insurance Company after graduation from the University of North Texas with a BBA and a major in Insurance.   He arrived in Corpus Christi in December 1977, calling on agents in the South Texas area.   Entering the agency side of the insurance business in 1981, John formed the Whitney-Vaky Life Department in April 1985 and purchased the department in January 1995.   John earned his Charter Life Underwriter (CLU) in 1985 and his Life Underwriter Training Counsel Fellow (LUTCF) in 1991.   Since 1977, John has specialized in the Employee Benefit field of insurance.   John is a past President of the Corpus Christi Association of Life Underwriters, past President of the local chapter of the American Society of Financial Services professionals and has moderated the business course for LUTC on three separate occasions.   He is a past Regional Vice Chair of LUPAC, the political action committee of the Texas Life Underwriters Association.   He is currently a member of the Corpus Christi Chamber of Commerce.
Theresa McCarty, Account Manager joined The Arvak Insurance Group, Inc. in November 1999 as an Administrative Assistant.    With her many years of experience in retail sales, accounts payable and bookkeeping, Terry moved into an Account Manager position.   Terry’s primary duties include being a liaison between our clients and the insurance carriers.   She assists our clients with inquires, claim disputes, billing issues, employee enrollments and general servicing issues.
Sarah Chaffin, Sales Assistant, began her insurance career in 2004 in Birmingham, Alabama as an administrative assistant for Lloyd Wilson & Associates, LLC.   Sarah joined the Arvak Insurance Group, Inc. in March 2006 as an administrative assistant and, soon after, obtained her insurance license in July.   Sarah’s primary responsibilities include requesting proposals from insurance carriers and preparing cost benefit comparisons and presentations.   Sarah also enjoys spending her free time serving the community and her church.